Velma Louise Lockwood, our beloved mother, cherished grandmother, and dear friend, passed away peacefully at the age of 95 on September 13, 2022 in St. Louis County, Missouri. Velma was born in Randolph County, Arkansas and was preceded in death by her husband Jay, her parents and 5 siblings. Velma is survived by her son Roger (Nancy), and her twin daughters Lori Cochran (Doug) and Traci Kraus (Jay), along with grandchildren Adam Lockwood (Jessi), Natalie Torretta, Ben Kraus, Jay Cochran (Danielle), Tim Cochran, Sydney Kraus Stephenson (Austin), and great grandchildren Ashli Lockwood and Wesley Torretta. Widowed for more than 35 years, Velma's life focused on caring for her family and participating in the women's group at the First Baptist Church of Fenton. Other life interests included bowling and traveling with family and friends. Funeral service will be at 12:30 pm on Wednesday, September 28, 2022, at Jay B. Smith Funeral Home in Fenton, officiated by Dr. John Greever, senior pastor of the First Baptist Church of Fenton. Visitation will begin at 11:00 am until time of the funeral service. Interment is at Jefferson Barracks National Cemetery following the service. The family is thankful for the staff of Pathways Hospice and Delmar Gardens Meramec Valley who provided loving care for Velma. Memorial donations may be made in Velma's name to The First Baptist Church of Fenton.