Ladd, Margaret J. (nee Lowry) 91, on Wed. Jan. 7, 2015. Beloved wife of the late Joseph W. Ladd. Loving mother of Allen, William Ladd and the late Ralph Ladd. Cherished grandmother of Lori, Greg, Kimberly and great-grandmother of Wyatt. Our dear sister, aunt, great-aunt, cousin and friend. Funeral on Mon. Jan. 12, 2015, 10:00am at Jay B. Smith Funeral Home, 777 Oakwood Dr., Fenton, MO. Interment Jefferson Barracks National Cemetery. Memorials to Our Savior Lutheran Church or Alzheimers Assoc. appreciated. Vis. Sun. 4-8:00pm